Premium Contributions
The United Nations Staff Mutual Insurance Society against Sickness and Accident is a medical insurance fund that is subsidized by the participating Organizations. Contributions for Active Staff are subsidized by 50% by the Organization, increasing to two thirds in respect of Retired Staff.
The Premiums are payable for the full month for each month of the calendar year. Hence if an individual becomes affiliated on the 10th day of any given month for example, the premium for the month will be paid in full, with no pro-rata calculation.
| Category of Insured Person | Paid by Insured Person | Paid by Organization |
| Staff member only | 3.4% of net salary* | 3.4% of net salary* |
| Staff member with 1 dependent | 4.4% of net salary* | 4.4% of net salary* |
| Staff member with 2 or more dependents | 4.8% of net salary* | 4.8% of net salary* |
| Retired Member Only | 3.4% of pension** | 6.8% of pension** |
| Retired Member with One Dependent | 4.4% of pension** | 8.8% of pension** |
| Retired Member with 2 or more dependents | 4.8% of pension** | 9.6% of pension** |
| Specially protected persons (SPP) | Flat premium paid by Insured Person | |
| Non-dependent spouse | CHF 350 | |
| Non-dependent unmarried child under 21 years | CHF 130 | |
| Dependent unmarried child between 21 – 24 years | CHF 130 | |
| Dependent unmarried child between 25 – 29 years | CHF 200 | |
| Father, mother, brother or sister considered secondary dependent | CHF 500 | |